Patrick M. Simasko is an owner of Simasko, Simasko and Simasko, P. C., and also an owner of Simasko Financial Services. Simasko Financial is engaged in providing financial advice as well as providing financial and insurance products such as annuities.  As a result, at times he is simultaneously engaged in the practice of law and in a non-law business relating to the sale of insurance products such as annuities for which he may receive commissions of the sale of insurance products such as annuities. Pat Simasko, James Simasko and David Howard are investment advisory representatives of and provide advisory services through CoreCap Advisors, LLC. David Howard is a registered representative of and conducts securities transactions through CoreCap Investments, LLC. Member of FINRA/SIPC .  Simasko Financial, CoreCap Advisors and CoreCap Investments are separate and unaffiliated entities. 

This material has been prepared for informational and educational purposes only.  It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.  Please consult with a professional specializing in these areas regarding the applicability of this information to your situation. We will discuss general retirement products such as annuities, long-term care and life insurance.